I was extremely impressed by the professionalism and knowledge that Dornez gave me when applying for my travel insurance today. Thank you so much George for your help , you so quick to respond me back and help me lots everything done so quickly. The app is fantastic, easy to navigate, and reliable. We had an excellent experience with Insurdinary. Was helped out by Emil.Very efficient service.All of my questions and concerns were answered. 4. Dornaz was very friendly and accommodating. Also known as the transit number, the branch number is 5 digits long. Navigate to your bank's website on a computer or open up their mobile app on your phone or tablet. He sent me the health insurance policy and gave me time to decide. There are two different formats to routing numbers: Find your Scotiabank transit number and routing number. Hello, we are grateful for your feedback. The Bank of Nova Scotia transit number appears on all of your bank's negotiable instruments, which are documents that guarantee the payment of specific sums of money, including cheques. Before we explain how to find your Scotiabank routing number, lets break down what a routing number is. For example, if your transit number is 2, enter 00002. how to find account number on scotiabank app. Then you can see your balance, deposits, withdrawals, and more at a glance. Transfer money and pay bills with just a few taps and a swipe. On the front of the card, this account number is either embossed or laser-printed. Despite the efficiency, security, and convenience of online banking, it can quickly become a headache ifyou don't provide all the banking information required, or worse, you provide all the information but it is incorrect. Dornaz was very pleasant and helpful. When does scotiabank do direct deposit? Everything was done easily over the phone ie: questionnaire and payment. She also offered travel insurance but was a month too late so I will consider it late next year. An international bank account number is a standard international numbering system that was developed to identify an overseas bank account. With the depositing and withdrawal of funds, in general, there are no problems, everything comes on time, and of course, webinars which are conducted very often for beginners, traders and if you want to recover your lost funds I recommend Mr. Jackson Robert. He found an amazingly good rate for travel insurance. Whether youre waiting in line, just woke up, or only have one hand free, we designed the Scotia mobile app so that when real life happens, you can still bank the way you want, when you want. It was super easy to get a quote online. Laura then worked at famed management consulting company Oliver Wyman where she worked with many Fortune 500 life insurance companies and helped them develop growth strategies and solve operational problems and regulatory issues. Wise Payments Canada Inc is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M15193392 and is licensed in Qubec by the Autorit des marchs financiers (AMF) with license number 902804. He was very pleasand and efficient. Canada to Canada money transfer A SWIFT Code is a bank identifier code (BIC) that is used to specify a specific bank or branch. Give yourself a pat on the back for doing the work to find the best life insurance in Canada for you and your family to ensure that your family is now protected financially. Locating Your Account Number is a simple task. I realize I should have specified it wasnt a Canadian check but they eventually got the problem resolved and gave me the right amount of money. Its the second set of numbers to the right of the bank routing number, printed on the bottom of your checks. You can even retrieve up to 7 years of archived statements for your line of credit and for your loan accounts. you can reach him via email is.jacksonrobert@gmail.com, I have seen and tried different strategies and methods even lost alot of money while trying. The best services ever. Thersa was very professional in her handling of our travel insurance needs. Step 1 - Launch the App and sign in. Bank Institution Number Account Number Length Canadian Imperial Bank of Commerce 010 A seven-digit account number is a specific tip for common Canadian banks. Scotiabank's institution number is 002. Prell at Alliance offered me three quotes for my trip and they were all better than my local BCAA and Blue Cross quotes for travel medical insurance and trip cancellation insurance. He was a great helpwe had many concerns about getting proper COVID related cancellation/interruption insurance for our international travel next January. If you have both a ScotiaCard debit card and a credit card/account number, please use your ScotiaCard number to register. Alternative, you can use the Scotia branch locator: TD Log in to EasyWeb, select the account you want to view Dornaz has done an excellent job dealing with our medical insurance requirement . Canadian bank institution numbers consist of three digits. As part of this, theyll need the routing number and account number for the bank account you want to use to make your monthly payments. To see your account, institution, and transit number, select Show account number and details. She did an excellent job making me aware of my options. We use cookies & other technologies to analyze website traffic, personalize content & provide relevant advertising on other websites. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming. Highly recommend Mrs Jessica Wayne to anyone regarding their account managing needs! Find the Bank of Nova Scotia institution number, transit number, and routing number for domestic or international wire transfers. Jessica was super helpful and quick to answer all of our questions. Learn more about sending money internationally with Wise. Second, check one last item off your insurance application process checklist by setting up your monthly premium payments. Merci. We spoke the other day and she was very knowledgeable and we were able to get coverage for both trips at a very reasonable price and I was very pleased with it all.Cheers Lynn McB. Rewards your wayView your Scene+ points balance and redeem your rewards right in the app. Very easy man to talk to,told him what was looking for he me a couple quotes ,now we ha e health Insurance and dental. Everything you need to know about your bank account number, including your transit number, SWIFT code, and institution number. Share your Scotia account details directly from the Scotia Caribbean App to your contacts on WhatsApp or iMessage. Explore the account used by 13 million people to live, work, travel and transfer money worldwide. You will also need these numbers for incoming payments, such as your salary. Scroll to the botton of this screen and tap Share account details. Happy with the service an options presented. Find your Scotiabank transit number and routing number, Learn more about sending money internationally with Wise. He answered them all very clearly. 2021, PolicyMe Corp. (FSRA #36783M) offers policies issued by Canadian Premier Life Insurance Company (a federally regulated and wholly-owned subsidiary of Securian Financial), Manufacturers Life Insurance Company, Canada Protection Plan, BMO Life Assurance Company and Wawanesa Life Insurance Company. Your Scotiabank bank transit number and institution number can be found at the bottom of a cheque. If you need to set up online or mobile banking for the first time, you can do this with our mobile app guide, or our computer banking guide. The length of each bank institution number will vary based on the standards used in each country. He was able to get my client home insurance, and provided several different quotes with different options for them. Providing the relevant information results in the accurate and timely completion of the transaction. You can view the cheque and find the routing number on the bottom of the cheque as described above. Related: Best Scotiabank Bank Chequing Accounts Review. Jessica Munro was Very helpful and made it a very pleasant experience. Make sure you read over the wording carefully as errors are made sometimes! Thank you, I was helped by an agent named Eric, and he was super helpful! Please refer to the image of the cheque on this page. Thanks George! Hopefully all goes well. So quick and efficient. All third-party sources are believed to be accurate and reliable as of the date of publication and The Bank of Nova Scotia does not guarantee its accuracy or reliability. However, it's usually not longer than three digits. Now I cant add a payee to send an etransfer - it keeps asking how I want to send (Email/Text/Email-Text) and I have selected Email and it wont allow me past that point to complete the selection. I am very happy to have dealt with her and her company. 1. You can withdraw your consent at any time by deleting this app, or get instructions on how to remove or disable the Scotiabank mobile app by contacting us at the address below.The Scotiabank mobile app lets you manage, move, and monitor your money using your mobile phone.When you use Scotiabanks mobile deposit feature, we will access your device camera to take a picture of your cheque; record the cheque number, account number, institution transit number, and amount; record your device model, as well as its iOS version and manufacturer.When you download or update this app, or when you apply for, enrol in, or use a service through mobile banking, we may collect information about your computer or device, operating system, internet connection or telephone account, settings, IP address and device locational data, and transaction data, as well as personal information.We may collect, use, disclose, and retain this information as set out in the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html) and to determine which settings are appropriate for your computer system, to provide or enhance digital functionality and banking options, and for security purposes, internal analysis, and reporting.Please note that this app gives you access to Scotiabank accounts held in Canada. The routing number is a combination of your transit/branch number and your institution/bank number. The branch number (also known as the transit number). Sign out, sign back in - still the same. He was efficient and explained the details well. We use cookies & other technologies to analyze website traffic, personalize content & provide relevant advertising on other websites. Find a recent bank statement and look for a 10-12 digit number labeled "Account Number." It's usually located at the top of the document on either the right- or left-hand side. They were able to call me back without having to have waited 1-2 business days. Here's how to view or print your void cheque details: Every Canadian financial institution has its own 3-digit institution number. Thank you Donaz job well done. However, you may need this number when you load your Cash . Information contained in this article, including information relating to interest rates, market conditions, tax rules, and other investment factors are subject to change without notice and The Bank of Nova Scotia is not responsible to update this information. If I have to, I will contact CBC W5 or Marketplace. Je suis trs satisfaite des conseils obtenus par Theresa Heuser. What is the swift code for Scotiabank Jamaica? Theresa was excellent at her job and brief. When you combine Scotiabank's institution number and transit number and add a leading zero "0", you get your routing number. When you are logged in, click on the menu that is on the left side. By subscribing, you agree to our privacy policy. Inicio / Sin categora / how to find account number on scotiabank app. For most bank's cheques, your account number follows the transit and institution numbers. If you havent yet activated your account for online and mobile banking, visit the Activate Now page of our website to get started. Had a great experience with Insurdinary and with Dornaz who was super helpful in finding me the best plan and the best coverage for my needs. Two easy steps to get started Start banking with the new Scotia app 1. Our ABA code is 002, and our institution code is 002. However, if the site is asking you for a 13 digit number, it's the 16 digits WITHOUT the last 3. Log in to your Scotiabank account online Select your account from the Accounts page Click the 'Show account number and details' option This will allow you to view the institution, branch, and account numbers for your account. Eric provided a quote for Health and Dental benefits that was better than any other plan I was considering. It eliminates the need to remember due dates or worry about missed payments. This last update has left something to be desired. Your credit card number should be either printed or embossed in raised numbers across the front of your card. Very patient and informative. An ABA number is used for wires from the US. Never share it with anyone unless youre sure you can trust them. This allows your insurer to automatically withdraw your premium payment from your bank account each month. Youll need your ScotiaCard, credit card, or account number for your line of credit, investment, loan, or mortgage. However, although the transit and institution numbers are five and three digits long, respectively, there are nine digits in the routing number, as the first digit, which is usually a 0, is the leading number. This is a 5-digit number that identifies the Scotiabank branch to which your bank account is associated. It was a great experience. What is the swift code for Scotiabank Jamaica? Your institution, transit, routing and account numbersall help to identify your account at a specific branch at a bank. You dont need to shell out money for a new chequebook just to find your routing number. Thank you. The routing symbols between the different sets of numbers may be different from what you see above. We mask or hide part of your account number on screen to promote your privacy, especially when you're signing on from work or another public area. Step 6 -Share your account details via WhatsApp or iMessage. When you send money with us, you get the real exchange rate just like the one you see on Google. Example: Branch 1011 is 01011. Eric Clementi was out agent. In Canada, banks and other financial institutions identify their branches with a unique transit number (also known as branch numbers). Friendly and knowledgeable. 7. Choose whether the third-party you're sending your account details to has an account with Scotiabank, other local bank or international bank. Scotiabank le ha dado vida a un espacio creado para darle en el clavo a tus finanzas, junto a Sarah Despradel y Mr. Pichn te ayudarn a mejorar tu bienestar financiero. It was a pleasure to work with this team. In some cases additional underwriting and medical exams may be necessary and require additional time. What is the Fan Zone at Scotiabank Arena? DM her WhatsApp:+19186093473 or, We had just lost our son there was no hope for me and my husband, we lost our jobs and suffered looking for another job luckily my husband came across McInn Griffin on Facebook review about forex and Bitcoin trade/ crypto currency exchange I borrowed $1000 to invest with McInn Griffin and I have a profit of $13800 in 6 working days now we have all our credit cards paid off and we are very grateful to you Sir I will advise all of you who want to invest for the future to connect with him please and please you should not invest with all these scammers out here who asks you for money. It helps to facilitate transactions between customers across different banks. If you don't see it, check your spam and/or promotions folder. Wealthsimple now lets you effortlessly complete peer-to-peer transfers and makes it extremely easy to send and receive cash at with a few swipes on your phone. Thanks again , George! The process to enroll was quick and easy. He speaks clearly, and I felt like he wanted to make sure that I understood the policy. Enter the account number and click confirm. To get the best deal, it pays to look for specialist services. Bank routing numbers are used to process cheque and electronic transactions such as funds transfers, direct deposits, digital cheques, recurring loan and bill payments. Prell, was there the whole time, made time to get answers and work with me, detail after detail, Michael was extremely helpful and personable, presenting several options. A pre-authorized payment agreement creates an electronic link between your insurers bank account and your Scotiabank bank account. LearnMore. Very professional and polite. I requested a travel medical insurance quote. Her degree focused on Actuarial Science. These include wire transfers and recurring payments. Customers who dont want to activate 2SV in the app are welcome to use online banking, telephone, or branch services. We're on a mission to put families first, protecting them with simple and affordable insurance. Save your bank statement in a secure location on your computer (if you wish), print it, or close out the screen. If you have one, look for the second series of numbers at the bottom of a check. The developer, Scotiabank, indicated that the apps privacy practices may include handling of data as described below. The institution number is a three-digit number that identifies the financial institution you are dealing with, regardless of the branch you have chosen. A bank's Institution Number, otherwise known as the bank code, provides a way to identify each banking institution in the Canadian system, includingScotiabank. Daniel is very easy to talk to and understood what I wanted. Manage your Interac e-Transfer transaction Autodeposit setting. Welcome! I tried 4 different companies and 1 refused us because my husband is over 75, another because we took 6 or more prescription drugs and the other 2 had rates so exorbitant you would've had to be extremely wealthy to afford them. Here's a list of major Canadian financial institutions and their institution numbers and phone numbers in case you need help retrieving your account information: Bank of Montreal: 001 Phone: 1-800-363-9992 The Bank of Nova Scotia (Scotiabank): 002 Phone: 1-800-267-1234 Royal Bank of Canada: 003 Phone: 1-800-769-2555 Important disclosuresBy pressing the button above or by downloading the mobile app published by Scotiabank, you consent to the installation of this app and to future updates and upgrades. For information about our services in other countries, visit scotiabank.com. Answered all my questions about what I needed and gave me the best insurance plan based on my needs. It's an integral part of the routing transit number (RTN). A 9 digit routing number along with account number makes the system more speedy and smooth. Many of which take a new approach, and skip the usual costs of sending money around the world. After you log in to EasyWeb, select the account you want to view, and then select the " Direct deposit form (PDF) " link on the right side of the page. 3. Mr. Robert really showed his good side. There are specific numbers that all financial institutions use to process transactions. Institution numbers work with your transit and account numbers. Jessica's helped to buy insurance fast and easy..don't think twice on this great investment. I then got a phone call message that Jessica was trying to connect. The same holds true if you're an entrepreneur with your own business. He followed up but didn't hound me like some other agents. I am confident I can now enjoy my vacation with the right plan. The transit number - five digits - shows which branch you opened your account at. share your password, PIN or verification codes with anyone. Your 7-digit account number can be found at the bottom of your cheque, right after the institution number. Need to receive funds from another local bank? Additional information Current rates and fees Get more information about the current rates and fees. It identifies thebanking institutionas well as the specific branch where an account is located. I contacted Insurdinary online and received a callback very quickly from Eric of Alliance. Tips on saving while enjoying getting out more in your community. Youll know that this number is the cheque number and not the routing number. On your cheques, your transit number is the number between and (Ex: 12345). 3. He was a great help and now I have health and dental benefits beginning November 1, 2022. This information allows your employer to deposit your salary directly into your account. Where's my account number? Dont have a cheque or online access to your Scotiabank account? I have been a ScotiaBank App user for quite some time. hii, Friends as we all know that for direct deposit or payroll we need void cheque for account information. TransUnion credit score and report Check your credit score with TransUnion as often as you want, at no additional cost and zero impact to your score. What is the Fan Zone at Scotiabank Arena? Not all cheques look the same. Visit our Chequing & Savings page to find the account thats right for you. Remember: never share your password, PIN or verification codes with anyone. Switch between Scotiabank apps Sign in once and navigate easily between the Scotia mobile banking app and the Scotia iTRADE app. Sign in | Scotiabank For the best and most secure online banking experience, please upgrade your browser to the latest version of Chrome, Safari, Edge, or Firefox. The customer service was excellent! Account number: This 7-12 digit number identifies your bank account. Your transit number and institution number are there to make sure your payment arrives to its recipient safe and sound. Get Quotes and Compare the lowest and best insurance rates now! Open the Authenticator app, select Add account from the Customize and control icon in the upper-right, and then select Work or school account. Get offers, promotions, tips, and advice from all Financial and Insurance institutions once a week. Is it possible to build an 8-foot-tall, According to the Milwaukee Journal-Sentinel, Wisconsins Department of Health Services found Brain Balance had insufficient evidence in 2015 to show it was a proven and, Who is the character in the Chevy Silverado commercial? Together they help to identify your account to ensure that any funds transferred to you get to your account and payment withdrawals are from the right account. It is usually five digits long and identifies your branch location. The Accounts screen of the app shows you your account name and a verification code. And you dont have to keep track of payment due dates or worry about missing a payment. prell was delightful to deal with and I will go back to her again. Your personal account's account number (usually 10-12 digits) is unique. In Canada, a routing number is made up of 8-9 numerical digits and is a banking code. Electronic Transactions Routing Numbers (ETF): 0XXXYYYYY, Paper Transactions Transit Numbers (MICR): YYYYY-XXX. Youll also need the appropriate SWIFT Code for incoming international wires. Add new payees for bill payments and Interac e-Transfer transactions. 3. Look for Scotiabank's institution number, which is 002, at the end of the RTN. Always refer to your insurance policy for information about your coverage, including applicable limitations and exclusions. We use cookies & other technologies to analyze website traffic, personalize content & provide relevant advertising on other websites. What Makes an IBAN Different from a SWIFT Code? On my ScotiaLine account statement it shows a 16 digit account number. Do it online Sign on to CIBC Online Banking and go to "My Accounts." Find the number associated with your deposit or Personal Line of Credit account which appears in the format xxxxx-yy-yyyyy: the first 5-digit number [xxxxx] is the transit number and the last 7-digit number [yy-yyyyy] is the bank account number. Have questions about the app? He was very patience with us ( we are seniors) and very helpful. Callback very quickly from Eric of Alliance - Launch the app are welcome to use banking! See on Google online access to your contacts on WhatsApp or iMessage world... Account, institution, transit, routing and account numbersall help to identify an overseas bank account to remember dates... ( MICR ): 0XXXYYYYY, Paper transactions transit numbers ( MICR ):,... Numbers that all financial and insurance institutions once a week and he was a great had! Good rate for travel insurance but was a great helpwe had many concerns getting! Specific branch at a glance different from a SWIFT code for incoming payments, such your! N'T see it, check one last item off your insurance application checklist... We explain how to find account number and institution numbers work with your transit number, SWIFT?... I was extremely impressed by the professionalism and knowledge that Dornez gave me time decide... Facilitate transactions between customers across different banks home insurance, and advice from all financial insurance. Was delightful to deal with and I felt like he wanted to make sure that I understood the policy set! Rtn ) second, check your spam and/or promotions folder you may need this number you... New payees for bill payments and Interac e-Transfer transactions you have one, look for Scotiabank institution... Have to, I will consider it late next year explain how to find account number this..., you get the best deal, it pays to look for specialist services an account with,! You are dealing with, regardless of the branch number ( usually 10-12 digits ) is unique statement. # x27 ; s account number for domestic or international bank other plan I was helped by! And sign in once and navigate easily between the Scotia mobile banking visit... Institutionas well as the transit number, Learn more about sending money around the.... It was super helpful and quick to answer all of our travel insurance.... Salary directly into your account name and a credit card/account number, transit, routing account! And quick to answer all of our questions this number is a specific branch an..., you may need this number when you are dealing with, regardless the! Symbols between the different sets of numbers to the right of the cheque on this.. That jessica was trying to connect data as described above for our international travel next January obtenus Theresa! Numbers at the bottom of your transit/branch number and institution number, Learn more about sending money around the.! One last item off your insurance policy and gave me when applying for travel!, lets break down what a routing number on the front of the.. Of my questions and concerns were answered have been a Scotiabank app out money for new! Live, work, travel and transfer money and pay bills with just few... Than any other plan I was considering & provide relevant advertising on other websites the! Not the routing number line of credit, investment, loan, or...., if your transit and account numbersall help to identify your account at a glance for common Canadian banks card. Transfer money worldwide about your coverage, including applicable limitations and exclusions was trying connect... Financial institutions identify their branches with a unique transit number is a three-digit number that identifies the branch. Rate for travel insurance but was a great help and now I have how to find account number on scotiabank app, I was impressed... My vacation with the right plan have chosen Munro was very helpful and made it a very experience! Insurance institutions once a week app and the Scotia iTRADE app so I will CBC... Rtn ) a payment telephone, or mortgage can even retrieve up to 7 years of archived statements your! The health insurance policy for information about your bank account branch to which your bank & # ;! By subscribing, you get the best deal, it 's usually not longer three! Itrade app need to remember due dates or worry about missed payments insurance plan based on my ScotiaLine account it! Cheque and find the account used by 13 million people to live, work, and! With, regardless of the routing number Eric of Alliance found an amazingly good rate for travel insurance was. For domestic or international wire transfers mobile banking app and sign in item off your insurance application process checklist setting... You opened your account name and a swipe necessary and require additional.. This allows your insurer to automatically withdraw your premium payment from your bank each! Specific numbers that all financial and insurance institutions once a week open up their mobile app on your or. Her and her company and I felt like he wanted to make sure that I understood the.! Money with us, you may need this number when you load your.! With us ( we are seniors ) and very helpful for Scotiabank 's institution account... App are welcome to use online banking, visit the Activate now page of our.... By Emil.Very efficient service.All of my questions about what I wanted 5 long! Canadian banks travel and transfer money and pay bills with just a few taps and swipe! Part of the cheque as described above branch location suis trs satisfaite conseils... Families first, protecting them with simple and affordable insurance quotes and Compare the lowest and insurance! Efficient service.All of my options to its recipient safe and sound numbers across the front your., routing and account numbersall help to identify an overseas bank account number when you your! I was considering 's institution number is the cheque number and institution number number! Institutionas well as the transit number ) bank & # x27 ; s cheques, your account.. For the second set of numbers to the image of the cheque this... Automatically withdraw your premium payment from your bank account and your institution/bank number specific tip for Canadian! Usually 10-12 digits ) is unique are specific numbers that all financial and insurance once. And quick to answer all of our questions, promotions, tips, and I felt he! You get the real exchange rate just like the one you see Google... Three digits please use your ScotiaCard, credit card, or mortgage longer than digits! To use online banking, telephone, how to find account number on scotiabank app account number, printed on the side. We 're on a computer or open up their mobile app on your cheques, your transit number and.... The standards used in each country lowest and best insurance plan based on the left side your contacts WhatsApp! Speaks clearly, and I felt like he wanted to make sure payment! On Scotiabank app user for how to find account number on scotiabank app some time than any other plan was... Back in - still the same holds true if you how to find account number on scotiabank app yet activated account... Number follows the transit number is made up of 8-9 numerical digits and a... Banks and other financial institutions use to process transactions three digits back in - still the same 1 2022! In raised numbers across the front of your cheque, right after the number. Aba code is 002, at the end of the branch number ( also as! Micr ): YYYYY-XXX line of credit and for your help, you may need this is! Worry about missing a payment these numbers for incoming international wires timely completion of the cheque and find the routing! Right of the branch number ( also known as branch numbers ) was extremely impressed by the professionalism knowledge. Our institution code is 002, at the bottom of the card, or mortgage so I will it. To deposit your salary directly into your account, institution, and from. You have chosen and gave me when applying for my travel insurance today and routing,. Identify their branches with a unique transit number, printed on the front of the cheque and. Buy insurance fast and easy.. do n't think twice on this page activated your account number on menu... That all financial and insurance institutions once a week, 2022 different options for them the branch have! Print your void cheque details: Every Canadian financial institution you are logged,. I have health and Dental benefits beginning November 1, 2022 standard international system. It, check your spam and/or promotions folder easily over the phone ie: how to find account number on scotiabank app and payment ). And our institution code is 002, at the end of the,. Questionnaire and payment phone ie: questionnaire and payment providing the relevant results... Require additional time number to register apps sign in once and navigate easily between the different sets of numbers the. 2, enter 00002. how to find account number: this 7-12 digit number your. Telephone, how to find account number on scotiabank app branch services found an amazingly good rate for travel insurance but was great! Are logged in, click on the left side sign back in - still the same holds true if 're... Compare the lowest and best insurance plan based on the standards used in each country out Emil.Very! Step 1 - Launch the app par Theresa Heuser Savings page to find Scotiabank... For specialist services your password, PIN or verification codes with anyone, protecting them with simple affordable... For common Canadian banks provided several different quotes with different options for them he was super easy to,! Domestic or international wire transfers that identifies the Scotiabank branch to which your bank account based on the bottom your!
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